


Our Partners




Creating the worlds largest property investment marketplace
Property or Real Estate accounts for $326.5 Trillion of global assets (Savills blog post from Sept 2021)
However, despite this huge investment opportunity the process of buying and selling property is complicated and lengthy, which has changed little over hundreds of years… until now!
Xcavate solves many of the issues that are currently a barrier for the average person to invest in property:
By creating a decentralised property marketplace on top of a property specific community lending protocol blockchain (which verifies ownership & realtime property value) Xcavate becomes the first of its kind technology based solution to disrupt the property world.
Xcavate delivers much needed value direct to the property investor and land developer without the need for banks, solicitors or other intermediaries.
![Building-Illustration-1-[Converted]](https://xcavate.io/wp-content/uploads/2022/11/Building-Illustration-1-Converted.png)



Real Estate Developer Loans
The easy to use App guides the user through the loan application process, which only takes minutes to complete. Checks are then made to ensure information accuracy and to apply a personalised APR rate to the loan offer. Once the loan offer has been accepted, all transactions are securely and immutably recorded on the blockchain.
Initially the full loan value is locked in to a multi signature wallet, then development project funds are transferred in to the property developers digital wallet, in a timely manner using smart contracts. The real estate developer can choose to repay the loan using traditional property sale funds or opt to sell some or all of the properties by minting unique NFT (Non- Fungible Token) fractions of each property.
Step 1
Both you and your land are digitally verified
Step 2
Build valuation and risk rate for a personal APR
Step 3
The title deed asset is digitised as a unique NFT
Step 4
Finance pool delivers money in build stages



Ownership Interest
Ownership Interest is a method in which several unrelated parties can share in, and mitigate the risk of ownership of a high-value tangible asset, in this case real estate. We source the best properties from around the world and give you the opportunity to invest in multiple properties and locations.
Unlike traditional fractional ownership methods we are now offering the opportunity to purchase as little of a property or as much as you like. Purchasing NFT’s with smart contracts allows investment into any of our new properties, without the legal and purchasing costs associated with buying a traditional property. Speeding up the process and taking the hassle out of purchasing.
Step 1
Fill in your personal details and verify your ID
Step 2
Choose a property and the amount of NFT’s you would like to purchase
Step 3
Agree to the terms of the smart contract and digitally sign
Step 4
Make payment and receive your NFT’s
This kind of property investment appeals to a wide variety of retail investors… from parents interested in saving for their children’s future or an established property investor looking to reduce risk by investing in several properties in different geographic areas.
A key factor with the Xcavate system is that no property ownership or legal experience is necessary, as a property management company is automatically appointed to look after all the day to day administration, leaving the investor to just focus on choosing the right property for them.



